Archive for the ‘Wealth’ Category
New Look
Toastboy.Com has a new look.
I have been playing with a new tool. Its Called Artisteer and I love it. It makes for easy template generation for Joomla, Drupal, and of course Wordpress.
You really are in full control of you template creation process. There are a few things that you have to manually edit like the footer, if you don’t have a privacy statement, or a contact us section. Also you may want to remove the credit back to artisteer and such. But that is pretty easy to do.
All in all I love this product, it helps to take an idea to completion in as little as a few minutes.
#1 Wordpress Theme Generator. Instantly create great looking and professional Wordpress Themes.
FTC Regulatory Stuff I am an artisteer affiliate, and also use their product. Although I love it, I am disclosing the potential of me making money by hawking their wares. nough said.
My House is My Biggest Asset, Or is it?
Your house is not your asset
We are taught from a very young age that we are supposed to go to a good school and get a great education and get a good paying stable secure job. Then when you are all set in your career, you go out and buy a house and car or two. You are living the dream. Then you rely on your house as your biggest asset to create equity for you so that you can buy a bigger house later and maybe some more toys. I hate to tell you this, but this is a lie. I see it a little differently, and you may not like what I have to say. But here goes.
Your house is your biggest liability
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Stop Foreclosure
Loan Modification and FHA Loans What you need to know
There are a few options that homeowners may have when it comes to being upside down on their house.
First look to a trusted mortgage broker to ask about
- FHA loan.
- Loan Modification
An FHA loan is a government backed loan , that comes with some caveats. Firstly you have to meet the requirements the have set forth. These are not limited to when you took out your mortgage, or the balance, or the type of loan, and property value. The FHA loan program also limits you when it does become time to sell.
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When Compound Interest is Against You.
Compound Interest goes both ways
What I mean by “Against”.
We all know that compound interest is the best tool we have to building large sums of money, when its working for us.
When you have an abundance of debt, be it credit card or other the interest is compounding against you. So instead of YOUR money building the DEBTOR’s money is building at an exponential rate.
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